Two Old Ladies Dolly And Ruby Were Talking About Their Grandchildren

Two old ladies Dolly and Ruby were talking about their grandchildren.

Dolly said,

“Each year I send each of my grandchildren a card with a generous cheque inside. I never hear from them neither receive a thank you message !”

Ruby replies.

“I too send them a very generous cheque. I hear from them within a week after they receive it. In fact, they each pay me a personal visit.”

“Wow !, How come ?”remarked Dolly

“Very simple solution, *I don’t sign the cheque.”*